Terms and Conditions

Last Updated: September 2026

Welcome to Promexa Wealth. By accessing or using our website, services, or contacting us through our online forms, you agree to comply with and be bound by the following Terms and Conditions.

Please read these terms carefully before using our website or services.

1. About Promexa Wealth

Promexa Wealth provides financial guidance and related services, which may include:

• Mutual Funds
• SIP Planning
• Bonds
• Portfolio Management Services (PMS)
• Alternative Investment Funds (AIF)
• General Insurance
• Life Insurance
• Health Insurance
• Wealth Management
• Financial Planning

The exact scope of services may vary depending on the product, service provider, client requirements, and applicable regulations.

2. Use of Website

You agree to use this website only for lawful purposes.

You must not:

• Use the website for fraudulent or illegal activities.
• Attempt to gain unauthorized access to the website or server.
• Introduce viruses, malware, or harmful code.
• Copy or misuse website content without permission.
• Provide false or misleading information through forms or inquiries.

Promexa Wealth reserves the right to restrict or block access if misuse is detected.

3. Financial Information Disclaimer

The information available on this website is provided for general informational and educational purposes only.

Nothing on this website should be considered:

• Guaranteed investment advice
• Guaranteed financial returns
• Legal advice
• Tax advice
• A promise of investment performance

Investment decisions should be made after considering your individual financial goals, risk profile, investment horizon, and professional advice where necessary.

4. Investment Risk

All investments are subject to market risks.

The value of investments may increase or decrease depending on market conditions, economic factors, product performance, and other risks.

Past performance does not guarantee future returns.

Promexa Wealth does not guarantee any fixed or assured returns unless such returns are specifically provided under the terms of an applicable regulated financial product.

5. Mutual Fund Disclaimer

Mutual fund investments are subject to market risks.

Users and investors should carefully read all scheme-related documents, offer documents, risk disclosures, and applicable terms before investing.

Returns may vary depending on market performance.

6. Insurance Services

Insurance-related information provided on this website is for general guidance.

Policy terms, exclusions, premiums, benefits, waiting periods, claim conditions, and coverage are determined by the respective insurance provider.

Customers should carefully review policy documents before purchasing any insurance product.

Final claim approval remains subject to the applicable insurer’s terms and conditions.

7. Accuracy of Information

Promexa Wealth aims to keep website information accurate and updated.

However, we do not guarantee that all information will always be:

• Completely accurate
• Error-free
• Current
• Complete
• Suitable for every individual situation

Financial products, regulations, market conditions, and service terms may change without notice.

8. Third-Party Products and Services

Promexa Wealth may provide information about products or services offered by third-party financial institutions, insurers, mutual fund companies, banks, investment providers, or other organizations.

Promexa Wealth is not responsible for:

• Third-party website content
• Changes in third-party product terms
• Service interruptions
• Third-party decisions
• Claims rejected by insurers
• Investment losses caused by market movements

Users should review the terms of the relevant service provider before proceeding.

9. External Links

Our website may contain links to third-party websites.

These links are provided for convenience and informational purposes.

Promexa Wealth does not control or guarantee the accuracy, security, privacy practices, or content of third-party websites.

Visiting external websites is at your own discretion.

10. User Information

When you submit information through our website, including:

• Name
• Email address
• Phone number
• Financial inquiry
• Service requirement
• Contact form details

you agree that Promexa Wealth may use the information to respond to your inquiry and provide relevant service-related communication.

Personal data will be handled according to our Privacy Policy.

11. Communication Consent

By submitting your contact details through the website, you may consent to being contacted by Promexa Wealth through:

• Phone calls
• Email
• SMS
• WhatsApp
• Other communication channels

Such communication may relate to your inquiry, requested services, financial products, updates, or follow-ups.

You may request to stop non-essential promotional communications at any time.

12. Intellectual Property

All website content, including:

• Text
• Graphics
• Logos
• Branding
• Website design
• Images
• Layout
• Written content
• Service descriptions

is owned by or licensed to Promexa Wealth unless otherwise stated.

Content may not be copied, reproduced, distributed, or used commercially without prior written permission.

13. Limitation of Liability

To the extent permitted by applicable law, Promexa Wealth shall not be liable for any direct or indirect loss arising from:

• Use of website information
• Investment decisions
• Market fluctuations
• Third-party service failures
• Insurance claim outcomes
• Technical website issues
• Reliance on website content

Users remain responsible for their own financial decisions.

14. Website Availability

We aim to maintain continuous website availability.

However, access may occasionally be interrupted due to:

• Maintenance
• Server issues
• Technical failures
• Cybersecurity concerns
• Third-party hosting issues
• Circumstances beyond our control

We do not guarantee uninterrupted website availability.

15. Changes to Services

Promexa Wealth may modify, add, suspend, or discontinue any website feature, service, or content without prior notice.

16. Changes to These Terms

We may update these Terms and Conditions periodically.

Changes will become effective once the revised Terms and Conditions are published on this website.

Users are encouraged to review this page periodically.

17. Governing Law

These Terms and Conditions shall be governed by the applicable laws of India.

Any disputes arising from the use of this website or services will be subject to the jurisdiction of the appropriate courts in India, subject to applicable laws and contractual terms.

18. Contact Us

If you have questions about these Terms and Conditions, please contact:

Promexa Wealth
Website: promexawealth.com

You can also contact us through the contact form available on our website.